
Finding the Right Financing for Your Capital Needs
Looking to finance your startup? Learn about the financing options available today, how to compare them, and assess your true cost of capital. Watch our Webinar on Demand or download the Playbook today.
We Lead the Pack.
Lighter Capital is the largest provider of non-dilutive debt capital to early stage startups.
400+ Companies Funded
$200M Invested
700+ Rounds of Funding
Hear from some of our entrepreneurs about how we can help you grow your tech startup – your way.

“Entrepreneurs should consider Lighter Capital's financing as an option for growing their business. It's often cheaper than selling equity. And the model allows Lighter to lend to earlier stage companies and provide more flexible repayment terms.”


“With our third financing from Lighter Capital, we chose the Lighter Term Loan because of its predictability. We know exactly how much we’re paying each month, regardless of the ups and downs in our sales cycle.”

“Entrepreneurs should consider Lighter Capital's financing as an option for growing their business. It's often cheaper than selling equity. And the model allows Lighter to lend to earlier stage companies and provide more flexible repayment terms.”

Your Company. Your Terms.
From Lines of Credit to Term Loans with pre-approval for a forward commitment. You decide how and where to spend it. Don’t just meet your next milestone – exceed it.
Is our funding a fit for you?
For tech companies only
Software, SaaS, tech services, etc.
You’re generating revenue
Your monthly recurring revenue (MRR) has averaged at least $20K CAD on average
You’re in Canada.
Based in Canada or a subsidiary in Canada.
You don’t need to be profitable
We don’t require you to be profitable, but we do like to see a path to profitability.
You have customer diversity
You’re currently supplying your products or services to at least 5 clients.
Funding that scales
Funding that scales as your company grows. Follow-on rounds in as little as a week.