# Lighter Capital > Lighter Capital is the leading provider of revenue-based financing for SaaS and recurring-revenue tech startups. Founded in 2010 and headquartered in Seattle, WA, Lighter Capital offers non-dilutive growth capital of up to $10 million — with no equity, no board seats, and no personal guarantees. We've funded 660+ startups across the U.S., Canada, and Australia with more than $550M deployed. Lighter Capital helps early-stage and growth-stage SaaS founders access fast, flexible debt financing as an alternative to venture capital or traditional bank loans. Minimum qualification: $200K ARR, at least 5 paying customers, recurring revenue model. ## Core Pages - [Home](https://www.lightercapital.com/): Overview of Lighter Capital's non-dilutive SaaS financing — up to $10M with 0% equity dilution. - [How It Works](https://www.lightercapital.com/how-it-works): Step-by-step guide to the application, qualification, and funding process. - [Why Lighter Capital](https://www.lightercapital.com/why-lighter-capital): What sets Lighter Capital apart — founder-friendly terms, community, partner network. - [FAQ](https://www.lightercapital.com/faq): Answers to common questions about eligibility, terms, repayment, and costs. - [Apply Now](https://www.lightercapital.com/apply-now): Two-minute online application for revenue-based startup financing. - [Tech Startup Financing](https://www.lightercapital.com/tech-startup-business-loans): Financing options specifically for technology and SaaS companies. - [Client Success Stories](https://www.lightercapital.com/client-stories): Case studies and testimonials from funded founders. ## Educational Resources (Founders' Hub) - [Fundraising Guides](https://www.lightercapital.com/guides): In-depth guides on startup financing, revenue-based financing, and alternatives to VC. - [Blog / Education & Insights](https://www.lightercapital.com/blogs): Articles on SaaS growth, startup funding strategies, and capital efficiency. - [Glossary](https://www.lightercapital.com/glossary/): Definitions of key startup finance and SaaS terms. - [Bootstrapped Podcast](https://www.lightercapital.com/podcast): Podcast featuring founder stories and growth strategies for bootstrapped startups. - [Startup Debt Buyer's Guide](https://www.lightercapital.com/compare-startup-loans): Comparison guide for evaluating non-dilutive debt options. - [Revenue Based Financing] (https://www.lightercapital.com/blog/revenue-based-financing): Details on what Revenue Based Financing is and how companies use it to fund growth. ## Data & Benchmarks - [Private B2B SaaS Benchmarks](https://www.lightercapital.com/private-b2b-saas-benchmarks): Proprietary benchmarking data for private SaaS companies across key growth metrics. - [Public SaaS Index – Revenue Multiples](https://www.lightercapital.com/public-saas-index/revenue-multiples): Tracks revenue multiples for publicly traded SaaS companies. ## Tools & Calculators - [Equity Dilution Calculator](https://www.lightercapital.com/dilution-calculator): Shows founders how much ownership they can preserve by choosing debt over equity. - [Startup Valuation Calculator](https://www.lightercapital.com/valuation-calculator): Models startup valuation trajectories over time. -[SaaS Benchmark Calculator] (https://www.lightercapital.com/compare-saas-benchmarks): Shows founders how their SaaS startup's performance compares to other SaaS startups. ## Community & Perks - [Founder Community](https://www.lightercapital.com/community): Network of 150+ tech founders; peer groups, CEO summit, Slack community. - [Perks Program](https://www.lightercapital.com/perks): $200K+ in discounts on AWS, Google Cloud, and other software and services for Lighter Capital clients. ## About - [About Lighter Capital](https://www.lightercapital.com/about): Company history, team, and mission. - [Press Releases](https://www.lightercapital.com/press-releases): News and announcements. - [Refer a Startup](https://www.lightercapital.com/refer-a-startup): Referral program for founders, investors, and advisors. - [Contact](https://www.lightercapital.com/contact): Get in touch with the Lighter Capital team. ## Geographic Coverage Lighter Capital provides revenue-based financing to SaaS startups headquartered in or with operations in the **United States**, **Canada**, and **Australia**. Country-specific landing pages: - [Australia](https://www.lightercapital.com/australia) - [Canada](https://www.lightercapital.com/canada)