Ending Balance
The ending balance on a loan refers to the total amount owed at the end of a specific period, typically after a payment has been made or at the end of the loan term. This balance includes the remaining principal amount that has not yet been paid back, and it may also include any accrued interest or fees.
For amortizing loans, the ending balance is affected by the amount of each payment that goes toward interest and the amount that goes toward reducing the principal. As payments are made over time, the ending balance decreases.
Understanding the ending balance is essential for managing loan payments and planning for future financial obligations.
Financial Glossary
Use Lighter Capital's glossary to understand common terms used in finance and investing, so you can build financial literacy and make informed decisions for your startup.
Ending Balance
The ending balance on a loan refers to the total amount owed at the end of a specific period, typically after a payment has been made or at the end of the loan term. This balance includes the remaining principal amount that has not yet been paid back, and it may also include any accrued interest or fees.
For amortizing loans, the ending balance is affected by the amount of each payment that goes toward interest and the amount that goes toward reducing the principal. As payments are made over time, the ending balance decreases.
Understanding the ending balance is essential for managing loan payments and planning for future financial obligations.
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