Frequently Asked Questions
Get answers to the most commonly asked questions.
HOW DOES LIGHTER CAPITAL COMPARE TO OTHER STARTUP INVESTORS AND LENDERS?
Lighter Capital has been funding startups for more than a decade. We've financed more than 500 companies over 1,000 rounds, with a focus on long-term sustainable growth — not fast money that zaps your cash and actually slows you down.
Of course, we're more than just money. We provide our clients with the same benefits you might expect from venture capital investors, including:
Access to knowledge and networking—virtually and in person—through the exclusive Lighter Client Community.
Discounts on products and services from our many partners that can save you money and help you scale more efficiently.
Direct connections to our own network of VCs, investors, and other financial services for startups.
We couldn't be more proud of the innovative startups and entrepreneurs with successful exits in our established client portfolio. We're humbled to be on this remarkable growth journey alongside all of you.
WHO SHOULD APPLY?
Our financing solutions are best suited for technology and SaaS startups with steady recurring revenue streams, whether that's through long-term contracts with customers or monthly subscriptions.
You should have a minimum of $200K in annual recurring revenue (ARR) or $15K MRR from a diverse customer base.
You don't need to be profitable or even have positive cash flow. We expect early-stage tech startups to be cash flow negative, or neutral at best, since you're continually pumping revenue back into the business to keep it growing.
Your business should be based in the U.S., Canada, or Australia.
Sound like you? Complete our secure online application in less than 2 minutes to get funded!
DO YOU INVEST IN COMPANIES OUTSIDE OF THE U.S., CANADA, AND AUSTRALIA?
No; however, if you have office locations or do business in any of these countries, you may be eligible. In the future, we aspire to work with startups in other global tech markets.
CAN I TALK TO SOMEONE BEFORE APPLYING?
Absolutely. Our online application is the quickest way to get the information we need for a productive conversation that answers all your questions. If you simply want to chat with one of our Investment Advisors, you can contact us here.
