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Should Bootstrapped Startups Avoid Debt?
Bootstrapping a startup and building a sustainable business not only requires disciplined cash flow management but also careful management of expenses—you have to be laser-focused on where every dollar goes. Financial flexibility is a luxury that bootstrappers often don’t have. A little extra cash can go a long way. Is debt right for you?
7 min read


5 Principles of Bootstrapping a New Business
When you’re just beginning to build your startup, funding options are limited. Traditional banks won’t talk to you. VCs want to see traction; and angels want to see a great MVP. Debt financing isn't an option yet, because you don’t have revenue. And on the off chance that you can pique the interest of investors at this early stage, you’ll give up a large chunk of equity for their money. So what are your options?
4 min read


5 Tips for Managing Debt at a Growing Startup
As SaaS startups strive to win market share, debt can be a powerful asset for fueling growth. Though acquiring and managing debt can be a risky endeavor, structured planning and tracking goes a long way to help founders minimize those risks. Learn to manage startup debt wisely and maintain fiscal stability.
2 min read


SaaS Financing Options to Fund Your Startup in 2025
Don't let opportunities pass you by! Check out these SaaS-friendly funding solutions to extend your runway and help your startup grow.
5 min read


What Is A Personal Guarantee On A Business Loan?
Don't risk your life's savings for a startup business loan! Learn about personal guarantees, and whether or not you have to agree to them.
4 min read


How to Grow a SaaS Business, Fast
Consider the following SaaS growth strategies to increase your revenue as well as your growth rate.
7 min read


What Is Revenue-Based Financing and How Does It Work?
Our guide to revenue-based financing explores pros, cons, use cases, funding requirements & more. Find out if RBF is right for your startup.
11 min read


The Bootstrapped Startup’s Guide to Debt Financing
If you’re looking for an alternative to venture capital to grow your startup, our debt financing guide is a great place to start!
10 min read


How to Bootstrap Your SaaS to $100M ARR
Get inspired by the strategies the founders of MailChimp, Atlassian, and Tableau used to maximize their margins and grow without VC.
4 min read


Comparing Startup Financing Options
There are more startup financing options than ever. Compare the pros and cons of these 3 popular VC-alternative funding sources.
4 min read


Considering a Business Loan? Don’t Ignore the True Cost of Capital
When considering a business loan to finance your capital needs, you’ll no doubt encounter a number of funding options. There are several...
4 min read


Channel Your Inner Unicorn: Lessons from the $1B Market Cap Club
If you’re at the helm of a fast-growing startup, you may have wondered if your innovative project has what it takes to become a unicorn....
3 min read


What Is the Working Capital Turnover Ratio and How Is It Calculated?
What is working capital? Working capital is to a startup as wind is to a sailboat. Learn how to calculate and manage this critical metric.
4 min read


Startup Lines of Credit: What SaaS Businesses Need to Know
A business line of credit can help growing SaaS startups fund working capital and manage cash flow. Here's what founders need to know.
5 min read


What Is a Term Loan and How to Get a Loan for Your Small Business
Tech startups are often focused on a variety of high-profile funding options to help get their small businesses off the ground. Angel...
4 min read


Funding for Startups That Are ‘Non-VC-Compatible’
Is your SaaS startup 'non-VC-compatible?' We explain what that means and discuss friendlier funding options to help you scale.
4 min read


Startup Funding: When to Bootstrap vs. Raise Equity
When is bootstrapping best, and when is it best to raise equity? Here's a guide for making this critical startup funding decision.
4 min read


Strategies for Raising Capital to Build a Startup Team
Start planning to build your early startup team, how you'll compensate them, and your strategy for raising the capital you need.
10 min read


What Documents Are Required for Securing a Traditional SMB Bank Loan for My Startup?
To help you be more successful in securing a SMB loan, we’ve outlined the most common documents banks require.
4 min read


Funding for Entrepreneurs from Underrepresented Communities
A recent webinar co-hosted by Lighter Capital and Founders First Capital Partners offered insight into how revenue-based financing (RBF)...
4 min read
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