Revenue-Based Financing,Venture Capital
The Role of Data in Venture Capital and Revenue-Based Financing
Data matters at Lighter Capital. It’s the primary tool we use to make financing decisions. Data matters to venture capitalists (VCs) as well. But is it the primary tool that VCs use to make investment decisions?
Loans and Debt Financing,Bank Debt
What Is a Personal Guarantee on a Business Loan and Why We Don’t Require One
As a business owner, it’s important to know what a personal guarantee on a business loan is - and, most importantly, that there are alternative funding options that don’t require one.
Startup Finance,Loans and Debt Financing
What Are Debt Covenants and Why Lighter Capital Rarely Uses Them on Loans
Debt covenants are promises borrowers make to engage or refrain from a specific action in return for a loan. Here's a rundown of everything founders should know about covenants - and why we don't use them on most loans.
Startup Finance,Loans and Debt Financing
Considering a Business Loan? Don’t Ignore the True Cost of Capital
When considering a business loan to finance your capital needs, you’ll no doubt encounter a number of funding options - but beware of the true cost of capital. Here's what to look out for.
Startup Finance,Venture Capital,Revenue-Based Financing
How Revenue-Based Financing and Venture Capital Funding Work Together
Beyond extending access to non-dilutive funding, Lighter Capital believes in building long-term relationships with entrepreneurs and venture capital (VC) investors. Our model thrives on collaboration with startup founders and with VCs.
What Is the Best Tech Bank for Financing Startups?
There are a variety of tech banks out there that are friendly to SaaS companies, but the banking world still feels relatively hostile to SaaS founders. So, what's a SaaS founder to do? We explore your options.
Startup Finance,Loans and Debt Financing
Business Lines of Credit: What SaaS Startups Need to Know
A business line of credit is an excellent choice of working capital for a growing venture. In this article, we explain how a business line of credit works, where to get one, the benefits of the Lighter Line of Credit, and what you need to qualify.
Startup Finance,Loans and Debt Financing
What Is a Term Loan and How to Get a Loan for Your Small Business
A small business term loan can be an excellent way to get your startup off the ground, but what is a term loan, what are the pros and cons, and how can you get one?