top of page

Accelerate growth with non-dilutive startup capital

Expand your tech company on your terms. Get up to $4 million in flexible financing  —  without selling equity or signing personal guarantees, warrants, or covenants.

“Lighter was brilliant because of how easy and fast it was to access capital. Being non-dilutive and affordable are great, but time is everything for a founder. The VC support was absolutely above & beyond, and included an intro to one of our eventual investors.”

Brian Schiff

Co-Founder and CEO Flip

10x

Increase in revenue

$6.5M

Equity Raise

Fuel success on your terms with Lighter Capital

Perks and benefits

Get more than $100,000 in product and service discounts, plus services tailored for startups from Silicon Valley Bank.

Counsel and collaboration

Widen your professional network by connecting with other CEOs and Founders in the Lighter Capital Community.

Fast and transparent

Check your application status and stay informed through an objective, tech-enabled financing process designed to eliminate biases. No loan origination fees.

Quickly access up to $4M

Mix and match funding modes to support your stage of growth.  Application takes minutes.  

Ownership and control

Access growth capital while keeping your equity and board seats intact. Financing doesn't require equity or personal guarantees.

Founder focused

Learn how to use non-dilutive growth capital to expand — and keep full control of — your tech company.

We love working with startups

Get inspired to keep growing

Sign up for our monthly newsletter to receive the latest startup news, guidance, webinars, meetups, special offers, and opportunities to connect with our Investment Team.

Resources for founders, startups, and tech companies

Get access to resources that can help quickly scale your business.

Perks and benefits

Access more than $100,000 in discounts from leading solution providers.

Guides for fundraising

Download guides from entrepreneurs and other experts sharing their insights and best practices for startup financing.

Equity dilution calculator

Identify how much value and ownership you would retain raising revenue-based financing, compared to raising an equity round.

Startup community

You can connect with other founders and like-minded CEOs, as well as use our partner services and discounts to scale strategically.

Learn the vital components of successful fundraising, and get tips on strategies and tactics. Make sure you’re equipped to land the deal you need for the future you deserve.

Raising Capital for Tech Startups

How To Get The Funding That Maximizes Your Value

You're in the US, Canada, or Australia

You have a headquarters, branch or subsidiary in one of these countries.

You generate recurring revenue

You have at least $200K in ARR from software, SaaS, tech services, or a similar sector.

You have an array of revenue sources

You serve a diverse clientele buying your products or enlisting your services.

What's required?

No pitch decks or business plans.

You don't need to be profitable, but you do need steady revenue.

If you meet the simple criteria listed, quickly and easily apply.

FAQ

Get answers to the most commonly asked questions.

WHAT IS NON-DILUTIVE FUNDING?

With non-dilutive funding, entrepreneurs can easily raise capital to invest in growth without giving up ownership and without devaluing their equity stake. Non-dilutive funding is a type of debt financing that's often advantageous for early-stage tech startups that are:


  • Generating recurring revenue.

  • Need capital to scale the business quickly.

HOW CAN MY STARTUP USE GROWTH CAPITAL?

Growth capital provides startups with a bigger long-term investment, which enables them to scale the business more effectively than they could with smaller short-term working capital loans or their revenue streams.


Here's how we frequently see founders put their growth capital loans to work:  


  • Fund working capital

  • Invest in sales and marketing

  • Invest in product development

  • Hire talent and build out new teams

  • Expand into new markets 

  • Invest in infrastructure 

  • Bridge equity funding rounds

  • Restructure old debt

  • Buy out tired investors

WHO SHOULD APPLY?

Our financing solutions are best suited for technology and SaaS startups with steady recurring revenue streams, whether that's through long-term contracts with customers or monthly subscriptions.  


  • You should have a minimum of $200K in annual recurring revenue (ARR) or $15K MRR from a diverse customer base. 

  • You don't need to be profitable or even have positive cash flow. We expect early-stage tech startups to be cash flow negative, or neutral at best, since you're continually pumping revenue back into the business to keep it growing. 

  • Your business should be based in the U.S., Canada, or Australia.  


Sound like you? Complete our secure online application in less than 2 minutes and get funded!

DO YOU INVEST IN COMPANIES OUTSIDE OF THE U.S., CANADA, AND AUSTRALIA?

No; however, if you have office locations or do business in any of these countries, you may be eligible. In the future, we aspire to work with startups in other global tech markets.

CAN I TALK TO SOMEONE BEFORE APPLYING?

Absolutely. Our online application is the quickest way to get the information we need for a productive conversation that answers all your questions. If you simply want to chat with one of our Investment Advisors, you can contact us here.

bottom of page